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In the event you personal your home, its benefit is going to be taken into consideration as element within your IVA. You’ll have to acquire a valuation of your property to find out how Significantly fairness is in it. Fairness is The cash you'd make from your sale of a house following any home loans are paid out off.

When you have your own personal small business you might be in a position to get credit score for enterprise items and expert services. However, you could be charged increased desire prices on account of an IVA. This may possibly signify your debts enhance and you’ll find it more durable to pay for them.

Financial debt relief orders: A debt relief order freezes debt repayments and desire for twelve months, and then your debts could possibly be written off In the event your financial problem isn't going to strengthen.

The data on this Web-site is for reference only and should 債務重組邊間好 be current every so often. For aspects, make sure you contact

我們提供不同的計劃方案協助債務人解決債務問題，不同的計劃方案需要符合不同的債務重組條件。如果您不肯定自己的債務問題能夠對應哪個計劃，請參考我們的網頁，或與我們的專員聯絡，我們將為您提供初步免費諮詢，找到解決債務的方向。

本公司的分析專員經驗豐富，曾處理過為數不少重組債務成功個案，對重組債務程序亦非常熟悉。

一般而言，欠債人須向委託之會計師及律師支付其專業服務的費用，該費用因人而異，多以負債金額、債權人數目、物業數目等不同因素而定。

Your debts is going to be put together into a single very affordable month-to-month payment with a clear timeline so you recognize when you will end up personal debt-totally free.

兩者均毋須申請破產。而最大分別在於，申請債務舒緩的欠債人，毋須經任何法律程序。他可直接與債主商量及制訂雙方接納的新還款方案，變相批核時間較短、收費亦較便宜。

簡而言之，債務重組是一種更為溫和且可持續的解決方案，尤其對於那些仍希望與債權人保持良好關係的個人或企業而言。相比之下，破產雖然可以給予重新開始的機會，但往往伴隨著更為嚴重和持久的負面影響。

Internet 債務舒緩 marketing cookies Advertising cookies are employed to trace people throughout Web-sites. The intention is 債務重組邊間好 to display ads which can be appropriate and fascinating for the person consumer and therefore additional beneficial for publishers and third party advertisers.

In the event you don’t know simply how much your debts are, you'll be able to find out how to gather information regarding your debts.

自僱人士當然可以辦理債務重組申請，只要能夠提供合理的入息證明，也符合辦理債務重組的基本要求。